You’d be surprised how many people sit and wait, or more accurately, actively ignore their growing debt, either out of feelings of embarrassment or because of some hope that it will fix itself, and it’s only when the harassment, threats and relentless pursuit of creditors pushes them into a corner that they finally get the help they need – but by then it’s often the case that the options available have been severely limited to just bankruptcy.

It doesn’t have to be that way! If you have problem debt, or you know a family member or friend is struggling, point them to this page. It might just be that needed push to take positive and effective action against debt while there’s still time.




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